In August 2018, Ed stumbled upon the radio industry when the creator of a discontinued radio program reached out to him, recognizing his enthusiasm for assisting individuals in achieving homeownership. Initially hesitant due to lack of experience, he accepted the opportunity and with guidance, began hosting his own show, sharing valuable information and resources to help listeners navigate the home buying process. He found it rewarding and it gave him a new perspective on how he can help people.

  • The Housing Crisis in Modesto and Nationwide: Needs, Propositions, and Real Estate Realities

    Monday July 15, 2024

    Welcome to another engaging episode of "Real Estate Jerky" hosted by Mike Kelly and Ed Parcaut. In this episode," the hosts dive deep into the current housing market dynamics in Modesto and beyond. Key topics include:
    - The urgent need for more homes in Modesto to foster growth and a vibrant downtown.
    - The potential of luxury condos and the dream of a downtown ballpark.
    - An overview of the national housing slump, particularly in Florida, and the role of skyrocketing insurance rates.
    - Insightful advice for consumers navigating the real estate and mortgage markets.
    - Heartfelt discussions on the struggles of homeless veterans, the inadequacies of their healthcare, and calls for political reforms.
    - The trend of Californians moving to more affordable states, and the financial burdens faced by homeowners in disaster-prone areas.
    - A closer look at housing market conditions in Big County and Sonora, with high demand, low inventory, and increasing home values.
    - An in-depth analysis of upcoming ballot propositions and their implications for real estate and community development.
    - Comments on societal issues, from forced labor in prisons to rent control debates.
    Mike and Ed also share details on how you can stay connected with "Real Estate Jerky," available every Saturday at 12:00 pm and Sundays at 10:00 am on PowerTalk 1360 KFIV. Be sure to email questions or comments to, and follow us on social media.
    Stay informed, stay connected, and don't miss next week's fascinating topic on small towns and farmland in California. 
    For personalized real estate inquiries, you can reach Ed Parcaut at 209-404-1915 and Mike Kelly at 209-968-5633.
    Listen and subscribe to our podcast for all the latest insights and updates in the real estate world!

    πŸ”—**Follow Us:**
    - Website: [Ed Parcaut]
    - Facebook: [Ed Parcaut]
    - Twitter: [@parcaut]
    - Instagram: [@edparcaut]
    For inquiries and sponsorship opportunities, email us at

    #RealEstateJerky #ModestoHousing #RealEstateMarket #HomelessVeterans #AffordableHousing #BallotPropositions #Sonora #VeteransHealthcare #MikeKelly #EdParcaut #Powertalk1360KFIV

  • The Power of Backup Offers: Real Estate Success Stories with Ed Parcaut and Mike Kelly

    Monday July 8, 2024

    Welcome back to another insightful episode of Real Estate Jerky with your hosts Ed Parcaut and Mike Kelly! In this episode, we delve into the importance of backup offers in the real estate market. From client stories to success tips, we cover how having a backup offer in place can be a game-changer.
    πŸšͺ **Key Topics Discussed:**
    - The significance of backup offers in real estate transactions
    - Real-life client experiences and success stories
    - Insights from Ed Parcaut's book on personal wealth and home ownership
    - Financing options for developing accessory dwelling units (ADUs)
    - The impact of electric cars on gas sales and personal vehicle anecdotes
    - Recommended post-pandemic cities for homebuyers and their unique challenges
    - Record high temperatures and weather-related anecdotes in California
    - Upcoming 4th of July parade in Modesto and local market updates
    πŸ“ˆ **Real Estate Insights:**
    - The slight increase in real estate listings and sales
    - The challenges and costs of building ADUs in Stanislaus County
    - Housing shortages in various cities and their implications
    🌟 **Why Backup Offers Matter:**
    Discover how a backup offer could be the key to securing your dream home when the primary offer falls through. Learn the essential paperwork, the right strategies, and hear success stories to get inspired! 
    πŸ“š **More Real Estate Advice:**
    Ed Parcaut shares valuable tips from his book, emphasizing the importance of entering the real estate market and buying your first home.

    πŸ“… **Tune In:**
    Catch us live every Saturday at 12 PM and Sunday at 10 AM on Power Talk 1360 KFIV.

    πŸ”—**Follow Us:**
    - Website: [Ed Parcaut]
    - Facebook: [Ed Parcaut]
    - Twitter: [@parcaut]
    - Instagram: [@edparcaut]
    For inquiries and sponsorship opportunities, email us at

    If you found this episode helpful, don't forget to give us a thumbs up, share it with your friends, and subscribe for more real estate insights
    #RealEstateJerky #EdParcaut #MikeKelly #BackupOffers #RealEstate #ADUs #HousingMarket #HomeBuyers #Modesto #RealEstateTips #PropertyInvestment
    **Disclaimer:** This podcast is for informational purposes only and should not be considered financial or legal advice. Always consult with a professional before making any real estate decisions.

  • Builders’ Challenges and Mortgage Rates: Navigating the Current Real Estate Market

    Monday July 1, 2024

    πŸŽ™οΈ Welcome back to another compelling episode of Real Estate Jerky with your hosts Ed Parcaut and Mike Kelly. Today, we dive deep into the current challenges and trends shaping the real estate landscape. 
    ✨ **Key Topics Discussed:**
    - **Employment Verification:** The headaches and nuances of verifying employment through phone calls.
    - **Builders' Challenges:** Analyzing the National Association of Housing Builders' report and the struggles faced by builders due to low new home sales.
    - **Buy-Down Rates & Local Struggles:** Insight into the impact of buy-down rates on new home sales in areas like Oakdale and Riverbank.
    - **Government Spending:** How government spending affects bond market rates and the deficit.
    - **Commission Rates:** President Biden's push for real estate agents to lower commission rates.
    - **Mortgage Rates & Credit Scores:** Detailed discussion on current mortgage rates, the influence of credit scores, and issues around locked credit reports.
    - **Insurance Woes & Wildfires:** The complications of bundling home and car insurance, particularly in wildfire-prone areas.
    - **New Laws & Regulations:** Overview of new laws effective July 1, 2024, including the Gun Violence Prevention and School Safety Act, SB 684, SB 478, and more.
    - **Real Estate Transactions:** Challenges related to property appraisals, disclosure requirements, waiting periods, and the FHA anti-flip rule.
    - **Listeners' Engagement:** Reach us through web, social media, or phone calls for more on real estate topics.
    - **Banter & Anecdotes:** Lighthearted exchanges about aging, current events, and personal stories, adding a unique flavor to our show.
    πŸ“… **Tune In:**
    Catch us live every Saturday at 12 PM and Sunday at 10 AM on Power Talk 1360 KFIV.

    πŸ”—**Follow Us:**
    - Website: [Ed Parcaut]
    - Facebook: [Ed Parcaut]
    - Twitter: [@parcaut]
    - Instagram: [@edparcaut]
    For inquiries and sponsorship opportunities, email us at 

    Don’t forget to like, comment, and subscribe for more insightful real estate discussions! 🌟
    #RealEstateJerky #EdParcaut #MikeKelly #RealEstate #MortgageRates #CreditScores #HomeSales #Insurance #GovernmentSpending #NewLaws #PropertyAppraisals #Wildfires #RealEstateTransactions #Podcasts

  • Comprehensive Guide to Reverse Mortgages, HELOCs, and Real Estate Market Trends – Real Estate Jerky Podcast

    Monday June 17, 2024

    In this episode of Real Estate Jerky, hosts Ed Parkhill and Mike Kelly dive into the intricacies of reverse mortgages and HELOC loans, providing valuable advice on their benefits and drawbacks. They discuss the challenges of the California real estate market, including high housing costs and homelessness, and the impact of rising insurance rates in states like Florida. The episode also covers the pitfalls of using credit cards, the importance of handling VA loans properly, and the latest numbers showing decreased sales and low inventory in Modesto. Additionally, the hosts critique the Biden administration's push for green housing mandates and Governor Newsom's plan to invest $1 billion in tiny homes. Tune in for insightful discussions on politics, social issues, and real estate trends.

    πŸ”—**Follow Us:**
    - Website: [Ed Parcaut]
    - Facebook: [Ed Parcaut]
    - Twitter: [@parcaut]
    - Instagram: [@edparcaut]
    For inquiries and sponsorship opportunities, email us at 

    #EdParcaut #MikeKelly #ReverseMortgages #HELOC #RealEstateMarket #CaliforniaHousing #GreenHousingMandates #GovernmentSpending #VALoans #Homeownership #InsuranceRates #RealEstateJerkyPodcast

  • Migration Trends and Real Estate Challenges in California Explored by Ed Parcaut and Mike Kelly

    Monday June 10, 2024

    Welcome back to Real Estate Jerky with your hosts Ed Parcaut and Mike Kelly. In today's episode, we dive deep into some pressing issues affecting California, from the state's astonishing $52.7 million mismanagement to the controversial $11 billion high-speed rail project that yielded just 1600 feet of track. We discuss the complex world of government spending, migration trends, and the looming relocation of the Oakland A's to Las Vegas. We'll explore the high costs of building materials, the rising bids of general contractors, and how these factors are reshaping the real estate market.
    Additionally, we'll touch on political opinions around recent Wall Street Journal articles, voter turnout, and immigration issues. As always, we'll provide insights on the current housing market in Stanislaus County, potential real estate investments, and the oldest home in Modesto. And of course, there's our staple segment: market stats and advice for home buyers and sellers. Stay tuned for a jam-packed episode filled with valuable information and a touch of humor. Let's get started!

    **Follow Us:**
    - Website: [Ed Parcaut]
    - Facebook: [Ed Parcaut]
    - Twitter: [@parcaut]
    - Instagram: [@edparcaut]
    **Contact Us:**
    For inquiries, please email:
    Thanks for tuning in!

    #EdParcaut #Podcast #MikeKelly #GovernmentWaste #TaxpayerMoney #California #LasVegas #OaklandAs #MigrationTrends #HousingMarket #RealEstate #HomeBuilding #MortgageRates #HighSpeedRail #LivingInLV #Relocation #HomeConstruction #RealEstateInsights #CommunityUpdates #PropertyFlipping #HistoricalHomes #NetMigration #VoterTurnout #HomeOwnership #ConstructionCosts #MarketAnalysis #WaterConservation #ElectricCars #WeatherAndClimate #HousingProjects #MortgageIndustry #AbandonedDevelopments

  • Understanding Title Insurance, Reverse Mortgages, and Backup Offers in Real Estate

    Monday June 3, 2024

    πŸŽ™οΈ In this episode, Ed Parcaut sheds light on the importance of securing title insurance and managing last-minute changes to avoid derailing your real estate transactions. Mike Kelly explains the true benefits of backup offers and how they can provide security and flexibility for both buyers and sellers in a competitive market. They also delve into the nuances of title insurance, the right of rescission in contracts, and the importance of upfront transparency to ensure smooth transactions.

    Ed and Mike don't stop thereβ€”their conversation covers a range of pertinent topics, including:
    - The advantages and strategies associated with owning rental properties, including duplexes and triplexes.
    - Insights into managing and increasing rents amidst the challenges posed by rent control laws.
    - An expert discussion on the state of the loan market, the role of mortgage-backed securities, and how current economic factors are impacting loan transactions and interest rates.
    - Practical advice on reverse mortgages and how refinancing can be a game-changer for homeowners.
    - Exploring affordable property deals in areas like San Francisco and Modesto, with tips for veterans using VA loans.

    The episode also features lively banter about Rotary Club events, the importance of community involvement, and Rotary's support for small local projects. Plus, tune in for a few light-hearted moments where Mike and Ed share personal anecdotes and jokes about life and relationships.
    Whether you're a current homeowner, prospective buyer, or real estate enthusiast, this episode of *Real Estate Jerky* equips you with the knowledge and insights to navigate the ever-evolving property market. Join us for a packed show that promises to educate, entertain, and offer invaluable tips for your real estate journey.

    πŸ‘‰ Don't forget to subscribe to our podcast and catch up on past episodes anytime. 
    For more information and to connect with us, visit our website [website link] or follow us on social media. Thanks for listening, and we appreciate your continued support!

    Follow Ed on all social media outlets @EdParcaut

    Need more information? Please visit

    #RealEstateJerky #EdParcaut #MikeKelly #Powertalk1360KFIV #TitleInsurance #HomeBuyingTips #RealEstateAdvice #BackupOffers #ReverseMortgages #FirstTimeHomeBuyer #RealEstateInvesting #DuplexLiving #MarketUpdate #CommunityProjects #RotaryEvents #MortgageTips #PropertyManagement #HomeOwnership #VeteranLoans #CondosVsHouses

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