Welcome to another episode of Real Estate Jerky, brought to you directly from the Smokehouse Studio in partnership with iHeartMedia and KFIV. Join hosts Mike Kelly and Ed Parcaut as they navigate the intricacies of the real estate market with the latest news, insightful discussions, and essential tips for both buyers and sellers.
🎙 **Topics Covered:**
- 🌟 Recent political events and their effects on the real estate market.
- 🏡 Demystifying down payments: Learn about the various options ranging from 0% to 5% and special programs like USDA and VA loans.
- 📈 Financial qualifications and the shift from debt-to-income ratios to reserve-based assessments.
- 🏘 California's rent control policies and Biden's proposed nationwide cap on rent increases.
- 🌏 Top cities for first-time homebuyers, with a special spotlight on affordable locations across the U.S.
- 💼 Challenges and strategies in the fast-paced real estate industry, including the importance of education, communication, and personalized client retention strategies.
- 📚 Ed Parcaut’s book "Financial Freedom: Building personal wealth through homeownership" and its invaluable guidance.
- 🔍 Discussion on buyer agent commissions and the potential impacts of new NAR rulings and ongoing lawsuits.
- 📊 Market trends, economic conditions, and the implications of rising interest rates and potential recessions.
Whether you're a first-time homebuyer, a seasoned investor, or just interested in the latest in real estate, this episode is packed with actionable insights!
🔗**Follow Us:**
- Website: [Ed Parcaut]
- Facebook: [Ed Parcaut]
- Twitter: [@parcaut]
- Instagram: [@edparcaut]
**Contact:**
For inquiries and sponsorship opportunities, email us at radio@realestatejerky.com
📅 Listen to Real Estate Jerky live on [Show Airtime Details] or catch up on past episodes on your favorite podcast platforms!
👍 Don’t forget to like, subscribe, and hit the bell icon to stay updated with our weekly episodes!
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Thanks for tuning in, and we'll see you in the next episode! 🏠🎙

Welcome to another engaging episode of "Real Estate Jerky" hosted by Mike Kelly and Ed Parcaut. In this episode," the hosts dive deep into the current housing market dynamics in Modesto and beyond. Key topics include:
- The urgent need for more homes in Modesto to foster growth and a vibrant downtown.
- The potential of luxury condos and the dream of a downtown ballpark.
- An overview of the national housing slump, particularly in Florida, and the role of skyrocketing insurance rates.
- Insightful advice for consumers navigating the real estate and mortgage markets.
- Heartfelt discussions on the struggles of homeless veterans, the inadequacies of their healthcare, and calls for political reforms.
- The trend of Californians moving to more affordable states, and the financial burdens faced by homeowners in disaster-prone areas.
- A closer look at housing market conditions in Big County and Sonora, with high demand, low inventory, and increasing home values.
- An in-depth analysis of upcoming ballot propositions and their implications for real estate and community development.
- Comments on societal issues, from forced labor in prisons to rent control debates.
Mike and Ed also share details on how you can stay connected with "Real Estate Jerky," available every Saturday at 12:00 pm and Sundays at 10:00 am on PowerTalk 1360 KFIV. Be sure to email questions or comments to radioestatejerky.com, and follow us on social media.
Stay informed, stay connected, and don't miss next week's fascinating topic on small towns and farmland in California. 
For personalized real estate inquiries, you can reach Ed Parcaut at 209-404-1915 and Mike Kelly at 209-968-5633.
Listen and subscribe to our podcast for all the latest insights and updates in the real estate world!

🔗**Follow Us:**
- Website: [Ed Parcaut]
- Facebook: [Ed Parcaut]
- Twitter: [@parcaut]
- Instagram: [@edparcaut]
**Contact:**
For inquiries and sponsorship opportunities, email us at radio@realestatejerky.com

#RealEstateJerky #ModestoHousing #RealEstateMarket #HomelessVeterans #AffordableHousing #BallotPropositions #Sonora #VeteransHealthcare #MikeKelly #EdParcaut #Powertalk1360KFIV

Welcome back to another insightful episode of Real Estate Jerky with your hosts Ed Parcaut and Mike Kelly! In this episode, we delve into the importance of backup offers in the real estate market. From client stories to success tips, we cover how having a backup offer in place can be a game-changer.
🚪 **Key Topics Discussed:**
- The significance of backup offers in real estate transactions
- Real-life client experiences and success stories
- Insights from Ed Parcaut's book on personal wealth and home ownership
- Financing options for developing accessory dwelling units (ADUs)
- The impact of electric cars on gas sales and personal vehicle anecdotes
- Recommended post-pandemic cities for homebuyers and their unique challenges
- Record high temperatures and weather-related anecdotes in California
- Upcoming 4th of July parade in Modesto and local market updates
📈 **Real Estate Insights:**
- The slight increase in real estate listings and sales
- The challenges and costs of building ADUs in Stanislaus County
- Housing shortages in various cities and their implications
🌟 **Why Backup Offers Matter:**
Discover how a backup offer could be the key to securing your dream home when the primary offer falls through. Learn the essential paperwork, the right strategies, and hear success stories to get inspired! 
📚 **More Real Estate Advice:**
Ed Parcaut shares valuable tips from his book, emphasizing the importance of entering the real estate market and buying your first home.

📅 **Tune In:**
Catch us live every Saturday at 12 PM and Sunday at 10 AM on Power Talk 1360 KFIV.

🔗**Follow Us:**
- Website: [Ed Parcaut]
- Facebook: [Ed Parcaut]
- Twitter: [@parcaut]
- Instagram: [@edparcaut]
**Contact:**
For inquiries and sponsorship opportunities, email us at radio@realestatejerky.com

If you found this episode helpful, don't forget to give us a thumbs up, share it with your friends, and subscribe for more real estate insights
#RealEstateJerky #EdParcaut #MikeKelly #BackupOffers #RealEstate #ADUs #HousingMarket #HomeBuyers #Modesto #RealEstateTips #PropertyInvestment
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**Disclaimer:** This podcast is for informational purposes only and should not be considered financial or legal advice. Always consult with a professional before making any real estate decisions.

🎙️ Welcome back to another compelling episode of Real Estate Jerky with your hosts Ed Parcaut and Mike Kelly. Today, we dive deep into the current challenges and trends shaping the real estate landscape. 
✨ **Key Topics Discussed:**
- **Employment Verification:** The headaches and nuances of verifying employment through phone calls.
- **Builders' Challenges:** Analyzing the National Association of Housing Builders' report and the struggles faced by builders due to low new home sales.
- **Buy-Down Rates & Local Struggles:** Insight into the impact of buy-down rates on new home sales in areas like Oakdale and Riverbank.
- **Government Spending:** How government spending affects bond market rates and the deficit.
- **Commission Rates:** President Biden's push for real estate agents to lower commission rates.
- **Mortgage Rates & Credit Scores:** Detailed discussion on current mortgage rates, the influence of credit scores, and issues around locked credit reports.
- **Insurance Woes & Wildfires:** The complications of bundling home and car insurance, particularly in wildfire-prone areas.
- **New Laws & Regulations:** Overview of new laws effective July 1, 2024, including the Gun Violence Prevention and School Safety Act, SB 684, SB 478, and more.
- **Real Estate Transactions:** Challenges related to property appraisals, disclosure requirements, waiting periods, and the FHA anti-flip rule.
- **Listeners' Engagement:** Reach us through web, social media, or phone calls for more on real estate topics.
- **Banter & Anecdotes:** Lighthearted exchanges about aging, current events, and personal stories, adding a unique flavor to our show.
📅 **Tune In:**
Catch us live every Saturday at 12 PM and Sunday at 10 AM on Power Talk 1360 KFIV.

🔗**Follow Us:**
- Website: [Ed Parcaut]
- Facebook: [Ed Parcaut]
- Twitter: [@parcaut]
- Instagram: [@edparcaut]
**Contact:**
For inquiries and sponsorship opportunities, email us at radio@realestatejerky.com 

Don’t forget to like, comment, and subscribe for more insightful real estate discussions! 🌟
#RealEstateJerky #EdParcaut #MikeKelly #RealEstate #MortgageRates #CreditScores #HomeSales #Insurance #GovernmentSpending #NewLaws #PropertyAppraisals #Wildfires #RealEstateTransactions #Podcasts

In this episode of Real Estate Jerky, hosts Ed Parkhill and Mike Kelly dive into the intricacies of reverse mortgages and HELOC loans, providing valuable advice on their benefits and drawbacks. They discuss the challenges of the California real estate market, including high housing costs and homelessness, and the impact of rising insurance rates in states like Florida. The episode also covers the pitfalls of using credit cards, the importance of handling VA loans properly, and the latest numbers showing decreased sales and low inventory in Modesto. Additionally, the hosts critique the Biden administration's push for green housing mandates and Governor Newsom's plan to invest $1 billion in tiny homes. Tune in for insightful discussions on politics, social issues, and real estate trends.

🔗**Follow Us:**
- Website: [Ed Parcaut]
- Facebook: [Ed Parcaut]
- Twitter: [@parcaut]
- Instagram: [@edparcaut]
**Contact:**
For inquiries and sponsorship opportunities, email us at radio@realestatejerky.com 

#EdParcaut #MikeKelly #ReverseMortgages #HELOC #RealEstateMarket #CaliforniaHousing #GreenHousingMandates #GovernmentSpending #VALoans #Homeownership #InsuranceRates #RealEstateJerkyPodcast

Welcome back to Real Estate Jerky with your hosts Ed Parcaut and Mike Kelly. In today's episode, we dive deep into some pressing issues affecting California, from the state's astonishing $52.7 million mismanagement to the controversial $11 billion high-speed rail project that yielded just 1600 feet of track. We discuss the complex world of government spending, migration trends, and the looming relocation of the Oakland A's to Las Vegas. We'll explore the high costs of building materials, the rising bids of general contractors, and how these factors are reshaping the real estate market.
Additionally, we'll touch on political opinions around recent Wall Street Journal articles, voter turnout, and immigration issues. As always, we'll provide insights on the current housing market in Stanislaus County, potential real estate investments, and the oldest home in Modesto. And of course, there's our staple segment: market stats and advice for home buyers and sellers. Stay tuned for a jam-packed episode filled with valuable information and a touch of humor. Let's get started!

**Follow Us:**
- Website: [Ed Parcaut]
- Facebook: [Ed Parcaut]
- Twitter: [@parcaut]
- Instagram: [@edparcaut]
**Contact Us:**
For inquiries, please email: radio@realestatejerky.com
Thanks for tuning in!

#EdParcaut #Podcast #MikeKelly #GovernmentWaste #TaxpayerMoney #California #LasVegas #OaklandAs #MigrationTrends #HousingMarket #RealEstate #HomeBuilding #MortgageRates #HighSpeedRail #LivingInLV #Relocation #HomeConstruction #RealEstateInsights #CommunityUpdates #PropertyFlipping #HistoricalHomes #NetMigration #VoterTurnout #HomeOwnership #ConstructionCosts #MarketAnalysis #WaterConservation #ElectricCars #WeatherAndClimate #HousingProjects #MortgageIndustry #AbandonedDevelopments