Tailored Solutions for People Like You

Veterans & Military Families

Maximize your VA loan benefits with expert, veteran-led guidance.

Retirees & Downsizers

Use reverse mortgages to create financial peace in retirement.

Entrepreneurs & Self-Employed

No W-2? No problem. We use real cash flow to qualify you.

The Right Mortgage Can Create Momentum The Wrong One Can Cost You Years

I help people like you cut through complexity and get a loan that actually supports your goals— not just checks boxes.

Here’s How
We Make It Simple

1. Clarify Your Goals

We start with where you are and what you want most.

2. Craft the Right Strategy

You’ll see real options that fit your life, not just your paperwork.

3. Execute & Adjust

Mortgages evolve. We’ll adjust when life does.

Building Personal Wealth Through Homeownership
This isn’t just a slogan — it’s the strategy behind everything I do.

See What Real Clients
Are Saying

Hear Ed in Action

Inner Edison Podcast

Building Brand Authenticity: Lessons from Dave Behar’s Ion Network Journey

Ed Parcaut hosts Dave Behar on the podcast, exploring Behar's journey into branding with "Ion," challenges faced, and supporting veteran endeavors, while delving into media authenticity and innovation.

The Importance of Strategy in Business: Insights from James Hipkin

James Hipkin discusses his journey from a music degree to marketing and advertising, emphasizing the importance of strategy, adapting to change, and focusing on client needs for effective digital marketing.

Real Estate Jerky

  • How California’s Housing Market Inventory and Legislation Impact Buyers and Sellers in 2025

    Monday June 16, 2025

  • Top Real Estate Trends: Homeowner Regrets, Market Updates, and Home Buying Tips

    Monday June 2, 2025

  • From Sacramento to San Jose: Who’s Moving to Modesto and Why Home Prices Keep Rising

    Tuesday May 27, 2025

Helping the Brave

Where Do You Want to Go Next?

U

I want expert insight.

I’m ready to apply.

I want to learn more first.

Ed Parcaut

Meet Ed Parcaut – Veteran. Strategist. Straight Shooter.

Navy vet. Mortgage expert. Radio host.
I’ve helped hundreds of people avoid expensive mistakes and use homeownership to actually build wealth—not just debt.

“Building Personal Wealth Through Homeownership” isn’t a tagline — it’s the outcome I fight for.

Frequently Asked Questions

Can I get a loan if I’m self-employed?

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Is a reverse mortgage safe?

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Do I need 20% down?

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What if my credit’s not perfect?

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Let’s Make Your Mortgage a Tool Not a Trap

No pressure. Just straight talk and strategy.